NAMEER AMEER JASIM ALSAIGH. Arab Digital Financial Transformations: An Analytical Study . Tikrit Journal of Administrative and Economic Sciences, [S. l.], v. 21, n. 70 part 1, p. 360–378, 2025. DOI: 10.25130/tjaes.21.70.1.19. Disponível em: https://www.tjaes.org/index.php/tjaes/article/view/2148. Acesso em: 25 oct. 2026.