EHSAN MOHAMMED MIRKHAN; MAHABAT N. ABDULLAH. Predicting Financial Failure Using the ALTMAN-Z-3 Model: An Empirical Study of Private Banks in Erbil Listed on the Iraq Stock Exchange. Tikrit Journal of Administrative and Economic Sciences, [S. l.], v. 21, n. 72 part 1, p. 297–321, 2025. DOI: 10.25130/tjaes.21.72.1.16. Disponível em: https://www.tjaes.org/index.php/tjaes/article/view/2270. Acesso em: 19 aug. 2026.