INTISAR SABER ALJUBOORI; SHAYMAA MOHAMMED SAMEER ALRAWI; NADA ABDUL-RAZAK AGHA; ALAA A.D. TAHA. Integration of Electronic Payment Systems and The Internet of Things to Reduce Operating Costs: An Applied Study. Tikrit Journal of Administrative and Economic Sciences, [S. l.], v. 21, n. 72 part 2, p. 139–160, 2025. DOI: 10.25130/tjaes.21.72.2.8. Disponível em: https://www.tjaes.org/index.php/tjaes/article/view/2505. Acesso em: 23 aug. 2026.