AMER HAMMOUD HAMAD; ABDUL RAZZAQ HAMAD HUSSEIN. Analysis of the reality of financial policy tools in credit risks: A sample of some Iraqi banks for the period 2013-2022. Tikrit Journal of Administrative and Economic Sciences, [S. l.], v. 21, n. 70, part 2, p. 296–316, 2025. DOI: 10.25130/tjaes.21.70.2.16. Disponível em: https://www.tjaes.org/index.php/tjaes/article/view/2080. Acesso em: 10 may. 2026.