MOHAMMED H. ADNAN. The role of using electronic payment cards in implementing financial inclusion. Tikrit Journal of Administrative and Economic Sciences, [S. l.], v. 21, n. 70, part 2, p. 400–414, 2025. DOI: 10.25130/tjaes.21.70.2.21. Disponível em: https://www.tjaes.org/index.php/tjaes/article/view/2261. Acesso em: 13 may. 2026.