Salar Hamid Awakhti Ali and Mohammed Aras Ali (2024) “Economic Analysis of The Electronic Payment System in Iraq: Study of Trends, Impacts and Opportunities for The Period (2018-2023) for Selected Companies (Asiahawala & Zaincash & Nasspay)”, Tikrit Journal of Administrative and Economic Sciences, 20(67, part 2), pp. 109–134. doi: 10.25130/tjaes.20.67.2.7.