Dhanoon, Theaa Nezar, and Bashar Dhanoon Al Shukrji. “The Impact of Financial Innovation on The Return on Banking Assets for a Sample of Arab Banks for the Period (2011-2020)”. Tikrit Journal of Administrative and Economic Sciences, vol. 18, no. 60, 3, Dec. 2022, pp. 354-69, doi:10.25130/tjaes.18.60.3.19.