Abdullah, Yaseen O., and Delan Salah Ibrahim. “Determinants of Demand for Ban King Service in a Sample of Erbil City Banks for 2016”. Tikrit Journal of Administrative and Economic Sciences 18, no. 57, 1 (March 31, 2022): 341–358. Accessed October 23, 2026. https://www.tjaes.org/index.php/tjaes/article/view/145.