MOHAMMED ALI, Mohammed A.; FARAJ N. FARAJ, Hani Ramadhan Alkhaled,. Factors influencing the adoption of M-Wallet: An exploratory study at University of Mosul. Tikrit Journal of Administrative and Economic Sciences, [S. l.], v. 19, n. 61, 1, p. 272–292, 2023. DOI: 10.25130/tjaes.19.61.1.15. Disponível em: https://www.tjaes.org/ojs/index.php/tjaes/article/view/683. Acesso em: 7 mar. 2026.