The Impact of Financial Innovation on The Return on Banking Assets for a Sample of Arab Banks for the period (2011-2020)
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Abstract
The research aims to demonstrate the impact of financial innovation on one of the banking profitability indicators, which is the return on assets. A study has been conducted with a sample of Arab banks that deal with new financial tools in addition to innovative service techniques. The study used the Evews10 program and relied on the panel data method, time series. In the analysis of a sample of banks in the Arab countries (Iraq, Saudi Arabia, Bahrain, Jordan, Egypt, Lebanon) with a total of 60 views, and for the period from (2011-2020).
The research found that the financial innovations represented by (ATMs and electronic cards) have a positive impact on the profitability indicator represented in the return on assets. Finance can have an impact on the reputation of banks that have employed innovative financial tools in their business, which is reflected in the increased turnout of those dealing with them in the banking market.
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اولاً. المصادر العربية:
بيانات التقارير السنوية وتقارير الاستقرار المالي للمصارف المركزية للدول عينة البحث وللأعوام 2011-2020.
التقرير الاقتصادي العربي الموحد للأعوام 2011-2020.
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