Evaluating the Effectiveness of Financial Analysis in Improving Investment Decisions in the Iraqi Banking Sector
Article Sidebar
THIS IS AN OPEN ACCESS ARTICLE UNDER THE CC BY LICENSE
Main Article Content
Abstract
Financial analysis is the process of evaluating and understanding the numbers and financial information provided by companies in their financial reports. The purpose of this analysis is to comprehend the company's actual performance and assess its real capacity to achieve profit and growth in the future. This plays a critical and essential role in the decision-making process regarding whether to proceed with investments or not. Thus, financial analysis serves as a powerful tool that aids investors in making well-informed and clear investment decisions, especially in the banking sector, where investment is considered one of the fundamental pillars for generating returns. The study relies on the published financial data of a sample of Iraqi banks listed on the Iraq Stock Exchange for the period from 2020 to 2023, including the following banks: Zain Iraq Bank, Al-Mustashar Islamic Bank, Jihan Bank, and International Islamic Bank. Consequently, one of the key objectives of the study is to provide theoretical and practical contributions in diagnosing the issues related to financial analysis processes and their impact on investment ratios in the banks included in the research sample.
Downloads
Article Details
References
Adams, J. (2015). The Role of Financial Analysis in Investment Evaluation: An Empirical Study of the Banking Sector. Journal of Financial and Banking Studies, 34(2), 45-61.
Collins, T., Kim, J., & Olive, M. (2017). The Impact of Financial Analysis on Investment Strategies in Banks. International Journal of Economics and Banking, 29(1), 79-95.
Jamil, F. (2018). The Effect of Financial Analysis on Profitability in Banks: An Empirical Study in the Middle East. Journal of Economic Research and Finance, 22(3), 123-140.
Cornell, J. (2016). Evaluating the Effectiveness of Financial Analysis in Managing Bank Risks. Journal of Financial and Banking Research, 19(4), 207-220.
Husni, M. (2019). Challenges of Implementing Financial Analysis in the Iraqi Banking Sector. Finance and Banking Studies, 25(2), 98-114.
Saadi, A. (2020). Financial Literacy and Its Impact on Investment Decisions in Iraqi Banks. Journal of Banking and Finance Studies, 30(1), 56-70.
Al-Taie, N. (2021). Enhancing Financial Analysis Training in Iraqi Banks: Case Studies. Journal of Financial Education, 13(4), 150-165.
Zubaydi, J. (2022). Technology and Its Impact on Financial Analysis in Iraqi Banks. Journal of Financial Information and Technology, 21(2), 112-128.
Zubaydi, A. (2022). Financial Analysis in Iraqi Banks: Challenges and Opportunities. Journal of Banking Investment, 17(1), 59-72.