Asset diversification and its impact in operational efficiency through bank size: An analytical study of a selected sample of commercial banks listed on the Iraq Stock Exchange for the period 2005-2024
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Abstract
The research seeks to study and analyze the direct and indirect effects of between asset diversification & operational efficiency by mediating the bank size, The research population is composed of the private commercial banks listed on the Iraq Stock Exchange. However, the research sample consisted of eight banks as follows (Baghdad, National, Middle East, Credit, Sumer, Iraqi Investment, Gulf, Mosul), The research period extended from 2005 to 2024, The researchers used simple linear regression using the Smart PLS 4 statistical program, and also used the Amos vs 23 statistical program to path analysis. One of the most notable findings of the study is that bank size mediates the relationship between asset diversification & operational efficiency. The most notable recommendations the research reached by the study are the need to adopt integrated risk management methods that link asset diversification, bank size, and operational efficiency to ensure the protection of its assets from numerous risks that could negatively impact its performance and efficiency.
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